YOUR BANK MAY BE CONNECTED TO COAL FINANCING.
Some of Malaysia’s biggest banks disclose coal exposure in their own reports, and several have helped coal power companies raise billions. Most of us have never checked what ours is involved in.
ADD YOUR COUNT →Knowing where your money goes
is just as important as saving it.
Your savings are an amanah — a trust you’re responsible for, quietly kept or quietly broken. The banks that hold those savings also lend to companies and help them raise money, and for some of Malaysia’s biggest banks that includes companies running coal plants. You don’t need to be an expert to see what’s on the public record about yours.
None of these banks report their coal exposure separately for their Islamic and conventional arms, so there’s no public evidence that one side is cleaner than the other. And several of the coal power financings we traced were sukuk, which are Islamic bonds. Being Shariah-compliant hasn’t, so far, meant being coal-free.
This isn’t just a values question. It’s our earth, and it’s us.
01
Islamic finance should already screen this out
Some banks already screens out restricted industries. Coal isn’t on that list yet. Some banks have made partial commitments, but none have fully phased it out.
02
It’s already making people sick
Coal plants emit particulate matter, sulfur dioxide, and mercury. This isn’t a future risk, it’s measurable respiratory and cardiovascular harm in communities living along the plant’s footprint right now.
03
It’s also just a bad financial bet
As renewables get cheaper and climate policy tightens, coal assets risk becoming uneconomical before the end of their operating life.
We don’t pick your bank.
We help you see it clearly.
Checking your holdings or comparing your options isn’t about naming a winner — it’s about knowing what your money actually funds before you decide. That part’s yours.
What is my bank doing with my money?
You already have savings parked somewhere. See what’s publicly known about it.
Which bank should I choose?
You’re just starting to save or invest, and weighing your options.
Already know your number?
Principles we already believe in
They guide how we live, no matter what faith we believe.
Stewardship
Whatever you’re given to hold — money, land, a role — you don’t just own it. You answer for what you did with it.
Trust
A trust isn’t yours to spend carelessly. It’s something you protect, and something you’ll eventually be asked to account for.
Balance
Weighing consequences before acting isn’t a belief you either have or don’t. It’s just what paying attention looks like.
This total isn’t just a number — it’s evidence. We take it directly to Bank Negara Malaysia, the Securities Commission, and the banks named on this page: proof that real depositors are demanding a coal-free financial system, and pushing for more than that.
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Together we are part of a growing, global movement determined to bring about the changes our planet desperately needs.